← Back to Legal Documents

Privacy Policy for Nokael Money App

Last updated: August 8, 2025

1. Information We Collect

We collect the following types of information:

• Account Information: Email address, password, and profile information
• Financial Data: Account balances, transactions, categories, goals, and loan information
• Device Information: Device type, operating system, and app usage data
• Authentication Data: Biometric authentication data (Face ID/Touch ID) when enabled

2. How We Use Your Information

We use your information to:

• Provide and maintain the My Money App service
• Process your financial data and provide insights
• Send you important updates about the app
• Improve our services and develop new features
• Ensure the security of your account

3. Data Storage and Security

Your data is stored securely using:

• Local Storage: SwiftData for offline access
• Cloud Storage: Supabase for secure cloud synchronization
• Encryption: All data is encrypted in transit and at rest
• Authentication: Secure user authentication and authorization

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations
• To protect our rights and safety
• With service providers who assist in app functionality (under strict confidentiality agreements)

5. Your Rights

You have the right to:

• Access: Request a copy of your personal data
• Delete: Request deletion of your account and all associated data
• Export: Export your financial data in a portable format
• Correction: Update or correct your personal information
• Opt-out: Unsubscribe from non-essential communications

6. Account Deletion

You can delete your account at any time through the app settings. When you delete your account:

• All your financial data will be permanently removed
• Your authentication credentials will be deleted
• This action cannot be undone
• You will be signed out immediately

7. Data Retention

We retain your data only as long as necessary to provide our services. When you delete your account, we will remove your data within 30 days, except where we are required to retain it for legal or regulatory purposes.

8. Children's Privacy

Our app is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us immediately.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by:

• Posting the new policy in the app
• Sending you an email notification
• Updating the "Last updated" date

10. Contact Us

If you have questions about this privacy policy, please contact us at:

• Email: info@nokael.com
• Website: www.nokael.com

11. Legal Basis (GDPR)

If you are in the European Union, our legal basis for processing your data includes:

• Consent: When you agree to our terms and privacy policy
• Contract: To provide the services you requested
• Legitimate Interest: To improve our services and ensure security
• Legal Obligation: To comply with applicable laws